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Travel insurance does not cover everything. For full terms and conditions, including limitations and exclusions, please refer to the policy wording. Travel insurance is underwritten by CUMIS General Insurance Company, a member of the Co-Operators Group of Companies, and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. This website is owned and operated by InsureBC, which is authorized to promote, offer, sell, and distribute Allianz travel insurance products. Remuneration may be payable to the distributor of this insurance.